Your Financial Future at Your Fingertips

A Financial Planning Tool for Quebecers

Project the family financial situation of Quebecers over several years.

Support your financial recommendations at any time during your client’s working life or retirement.

A Unique Tool for Individuals or Professionals

/ Determine Your Age of Financial Independence

Prepare a savings plan
Easily simulate different scenarios
Track your progress
Generate reports

/ Manage Your Family Finances Like a Pro

Support your important financial decisions
Determine where to invest your savings (RRSP, TFSA, etc.)
Evaluate financing options for your first home purchase
Get an estimate of the value of your defined benefit pension plans

/ Manage Withdrawals From Your Assets in Retirement

Prepare a decumulation plan
Adapt your strategy to inflation and market fluctuations
Plan the sale of your residence or income properties

A Unique Family Financial Planning Tool for Individuals or Professionals

/ Determine the Age of Financial Independence of Your Clients

Set retirement and succession objectives
Automatically simulate different retirement age scenarios
Include real assets, such as residences and income properties, in the analysis
Generate reports

/ Maximize Your Clients’ Accumulation Plan

Benefit from advanced tax models for calculating effective marginal income tax rates
View annual income tax calculation details
Easily determine the long-term tax efficiency of your RRSP contribution plan
Evaluate financing options for first-time home buyers (mortgage, HBP and FHSA)
Estimate the value of defined benefit pension plans and government plans

/ Optimize the Decumulation Plan of Your Clients in Retirement

Prepare a decumulation plan
Automatically determine the optimal starting age for the OAS and QPP
Automatically take into account the impact on the Guaranteed Income Supplement (GIS) and many other credits
Plan the sale of residences or income properties

Your Financial Dashboard

Finances are an essential part of our lives. Here’s the tool that will help you take control and stay on track.

Our Commitment

/ Protection of Your Data

Your data is protected by first-class technology and suppliers.

/ Outstanding Technical Support

We are committed to providing exceptional technical support, even during the trial period.

/ Made in Québec

Jean-Philippe Lemieux, actuary and financial analyst, built the application specifically for Quebecers.

How Does This App Work?

1/Build your clients’ profile

Personal information
Objectives
Financial data
Strategies
Assumptions

2/Project your client’s financial future

Projection against objectives
Accumulation and decumulation plans
Financial statements
Income tax returns
And more

3/Test and compare different scenarios

Retirement age
Annual investments or disbursements
Spending budget
Economic assumptions
And more

4/Download and deliver a value-add customized report

For an individual or a couple
For printing or electronic use
Hyperlinks for easy consultation

5/Help your clients make informed decisions

Supported by the scenarios analyzed and shared reports

6/Update your client’s data regularly

On a regular basis to monitor their progress
Or to analyze the impact on the plan of a change such as a significant rise in inflation or a severe market downturn

1/Build your family profile

Personal information
Objectives
Financial data
Strategies
Projection assumptions

2/Project your financial future

Projection against your objectives
Saving and withdrawal plans
Financial statements
Income tax returns
And more

3/Test and compare different scenarios

Retirement age
Annual savings or withdrawals
Spending budget
Economic assumptions (e.g. inflation)
And more

4/Download a value-add customized report

For an individual or a couple
For printing or electronic use
Hyperlinks for easy consultation

5/Make informed financial decisions

Supported by the scenarios analyzed

6/Easily keep track of your progress

Update your data monthly, quarterly or annually
Ad hoc analysis of the impact on your plan of a change such as a significant increase in inflation or a severe market decline

How Can ffPro Help You?

/ I am planning my retirement

Plan a retirement age or a phased retirement
Plan the start of pension payments and other retirement income
Estimate retirement income, including government pensions
Adjust the capital accumulation and investment strategies
Establish a retirement spending budget
Evaluate the potential impact of inflation or market downturns on retirement plans
Plan the sale of the residence and the purchase of a new one
And more